The Heat Is On Outside, Keep Cool Inside

As summer heats up, air conditioning bills can rapidly rise. As homeowners feel the heat, many are looking for ways to save and stay cool.

Many U.S. consumers strive to conserve energy at home. Forty-seven percent of Americans say they try to conserve energy all or most of the time, according to researchers at Iconoculture.

One way to help lower utility bills in the summer and year-round is to replace drafty or leaky old windows with new, energy-efficient products.

According to ENERGY STAR, replacing single-pane windows with ENERGY STAR qualified windows can save up to $126 to $501 a year on utility bills depending on your location.

For example, the Pella 350 Series vinyl windows provide durable, triple-pane insulating glass window options. These highly energy-efficient windows help keep your home cooler in the summer and warmer in the winter.

Vince Iturbe from Salt Lake City replaced a westward-facing kitchen window and immediately noticed a difference in the temperature inside his home.

"The window faces the sun the better part of the day, and it was just plain miserable during the summer," he says. "I'm so glad to be done with the heat."

Cool tips
Once energy-efficient windows are properly installed in your home, try these inexpensive, easy ways to help keep your house cool.

• Provide shade for east and west windows.
• When possible, delay heat-generating activities like baking or dishwashing until the evening on hot days.
• Use ceiling fans to circulate air to help make the house more comfortable without over-using the air conditioning. Seal air conditioning ducts and insulate ducts that run through unheated basements, crawl spaces and attics.
• Install white window shades or mini-blinds. Mini-blinds can reduce solar heat gain by 40 to 50 percent, according to the American Council for an Energy-Efficient Economy.
• If you like energy savings, but dread cleaning blinds, consider windows and doors with optional between-the-glass blinds or shades. Since they're between glass, they accumulate less dust and dirt than traditional roomside window treatments. Plus, they can be closed when you are away to keep the heat out and opened when you are home to let the light in. With their outstanding energy-efficiency and built-in window treatments, it's a winning combination.

Top Seven Home Improvements

These projects are proven winners, but be in the know before you get started. Which home improvements give you the most bang for your buck, come selling time? The answer has to do with the term "ROI," or "Return on Investment."

In other words, what you will get out of what you put in. ROI is important because you want to recoup at least the same amount of money you put into your home when you sell it, or as close as possible. But it's not a simple equation to work out how to best maximize your payoff.

The Seven Best Home Improvements

According to Remodeling Online's 2006 survey of nearly 2,200 real estate professionals in 60 cities across the country, the home improvement with the highest return nationwide is a mid-range siding replacement. Other top projects include replacing your windows with either wood or vinyl one, both major and minor kitchen renovations, a bathroom remodel and a two-story addition. These are nationally averaged prices and percentages.

Watch Out for "Over-Improving"

Before you start tackling that high-yield improvement, know that there's a chance you could "over-improve" your home. That might sound crazy, but it happens most often when the project just doesn't fit the neighborhood or the home's value. For example, if you own a $125,000 home in a neighborhood full of three-bedroom, two-bath homes, and you decide to add on another garage or another floor, you might never recoup the cost of that work.

Why? If the project costs you from $25,000 on up, then you'd have to sell your home for at least $150,000 or more just to break even. Are like homes in your neighborhood selling for that? If not, you're out of luck, because your expensively remodeled home might not fit in with the value of other homes in the surrounding area. Thus it may not be as valuable to potential buyers, since house prices are often ruled by location, and who's to say they might not inherit your quandary when it's time for them to sell? Drop That Toolbox

You might be willing and able to do just about any home improvement project around your house, but before you tackle any major work, consider two things. First, ask yourself if you can do the job right. Saving money is one thing, but are you knowledgeable enough about the task at hand so you don't encounter major (and costly) problems?

Second—and perhaps more importantly—put yourself in the shoes of a potential buyer, even if you're not likely to sell for years. You might be proud of all your home improvements, but the homebuyer may ask lots of questions about the work. Like it or not, there is an inherent skepticism about homegrown handymen, no matter your talents. Professionally done work, on the other hand, tends to have a certain "seal of approval" that assures the job was done properly. Plus, most pros guarantee their work for an extended time, which gives buyers even more confidence.

Location, Location, Location

When looking at the numbers, you might find that they seem either too high or low for your given area. Remodeling Online attributes that to the leveling effect of averaging. "High demand for remodeling services in some parts of a given metro area may drive prices up, but this is often countered by lower demand—and lower prices—in another part of the same city," the report says.

Quality and differences in size and scope also account for differences in a project's cost. This is why, especially if you know you'll be selling your home within a year or two, it pays to consult a REALTOR® before you pick up a hammer.

Uptick in remodeling activity a sign of the times

Mary Ellen Podmolik | Chicago Tribune | May 20, 2012

The weakest part of the housing industry is single-family home construction, but home remodelers are in line for an upbeat year.

After rising 3.5 percent last year, to $107.4billion, homeowner spending on remodeling projects is expected to increase 12 percent this year and an additional 8 percent next year, says a recent forecast by the National Association of Home Builders and Harvard University's Joint Center for Housing Studies.

That doesn't include spending by investors purchasing distressed properties and fixing them up either to resell or to turn into rental units. Add that in and the total spent was close to $300billion last year and is expected to increase.

Credit the anticipated spending to some of the same factors that have helped weigh down the housing market. The percentage of people who moved from one home to another in 2011, 11.6 percent, was at its lowest rate since the Census Bureau began tracking mobility in 1948. Because of declining home values, 26 percent of homeowners plan to stay in their homes at least 16 more years, and an additional 23 percent said they plan to stay put six to 10 years, according to a recent poll by the National Institute of the Remodeling Industry.

Also, homeowners in areas where the local housing market seems to have bottomed out may be more willing to invest in their properties again, taking on projects they deferred.

Consumers buying foreclosures or homes sold through short sales typically need to make improvements and repairs that last year translated into average spending of $7,300 during the first year of homeownership.

And finally, even homeowners with equity in their homes may decide that in the current market, trying to sell their home isn't worth the effort, so they'll tailor the home to their changing needs instead.

"The mix is going to change," said Kermit Baker, a senior research fellow at Harvard's Joint Center for Housing Studies. "It's not going to be driven by these upper-end projects. It's going to be driven by these smaller-scale activities and it's been deferred. There's a lot of folks who are not underwater or not that significantly underwater and aren't planning on moving anytime soon."

That's not good for would-be buyers who are waiting for choice inventory to come on the market. It's not good for homebuilders, either. But it's welcome news for remodeling professionals so long as homeowners have saved up enough for the projects or have the creditworthiness to borrow money.

Last year, the five most common remodeling jobs were bathrooms, kitchens, window and door replacement, repairing property damage and whole-house remodeling.

"Remodeling is (now) not driven by price appreciation or preparation for sale — by a lot of the things you'd normally thought of — but rather by simply good old-fashioned 'This is what I want. I want a place that is newer, has all the gizmos and is nicer to live in,'" said David Crowe, chief economist for the National Association of Home Builders. "It's a return to the real value of a home as a place that I will use rather than trying to gain appreciation."

Baker continues to believe that much of the remodeling industry's growth will come from changes made to homes to allow baby boomers to age in place. "That's going to be one of the really strong markets over the next decade," Baker said. "I'm really not sure the remodeling industry knows how to sell that population really well."

Lower rate and shorter terms: With interest rates on 30-year, fixed-rate mortgages that hovered under 4 percent, it's little wonder homeowners who refinanced their mortgages during the year's first quarter were eyeing more stable products and shorter loan terms.

According to Freddie Mac, 31 percent of borrowers who refinanced during 2012's first three months traded in their 30-year loans for 20-year, 15-year or shorter-term mortgages. Meanwhile, 68 percent of borrowers who had hybrid adjustable-rate mortgages refinanced by moving into fixed-rate mortgages, the highest share in a year. Mortgage refinancings accounted for 81 percent of mortgage applications during the quarter.

mepodmolik@tribune.com

Twitter @mepodmolik

Prioritize backyard safety for a sweeter summer

Most of us view our backyard as an extension of indoor living space where we can relax and entertain, where no harm will come to us, our children or our pets.

However, from a practical and statistical standpoint, this is an incorrect assumption. Accidents can happen anywhere at any time, and just like you childproof your house, you need to childproof your backyard.

Keeping your backyard childproof begins with your fence. A yard without a fence is a little like a house without walls. Fences help protect children from danger, keeping toddlers out of swimming pools, hot tubs and ponds or keeping them in the yard, away from busy traffic or strangers. Fences can also help keep your own pets in your yard, and other animals out. They can reduce your liability by preventing injuries to uninvited guests on your property, or damage or injury caused by escaped pets.

"A good weekend home improvement project should be ensuring that your fences and gates are functioning properly and are protected from rust, a destructive force that can render gate hardware useless or dangerous," says Jim Paterson, senior vice president of D&D Technologies, which manufactures gate latches and hinges made of ultra-strong engineering polymers. "In our research, we found that when homeowners consider their fencing needs, rusty metal gate hardware that no longer functions properly or becomes a threat to children was their No. 1 concern. Most homeowners are not aware that rust-free and adjustable gate hardware is available."

Additional precautions to take when childproofing your backyard:

• Cover any protruding bolts on swing sets and do not attach ropes or cords, which could become strangulation hazards.
• Remove old tree stumps and rocks, level concrete footings to avoid tripping.
• Seal wooded items such as decks, swing sets and picnic tables yearly and remove and sand any rough areas to avoid splinters.
• Completely fence pool and spa areas with self-closing latch and self-latching gates, with latches out of the reach of children such as the MagnalatchTM Safety Gate Latch. Eliminate access to lawn equipment and chemicals. Put these items completely out of the reach of children.
• Keep a first aid kit accessible, and a rescue kit for those backyards with water features, as well as your mobile phone.

Your backyard can be one of the most exciting places for your children this summer, a little prevention along the way will keep it safe and provide wonderful memories for your family.

The 24-hour kitchen facelift: Renovations that don't have to be a pricy, prolonged pain

(ARA) - Is your kitchen looking a little worn? Or maybe you've grown tired of your decor? No need to call in the remodeling crew. Instead, turn your Saturday into Satur-DIY, and with a few simple updates you can spruce up your kitchen - and spirits - in no time at all.

According to a recent Kitchen and Bath Business survey, 22 percent of U.S. homeowners are planning to remodel, but may be holding off for budgetary reasons. Small changes don't have to come with a hefty price tag. Here are a few ideas that don't take much time or money for a 24-hour kitchen facelift.

Fabulous fixtures
As the workhorse of the kitchen, start by upgrading your faucet - especially since an old or broken faucet can age your kitchen by decades. Pulldown faucets have become one of the most popular choices for their convenience and high-arc styling, and the new Benton pulldown kitchen faucet from Moen is a great example. The Benton faucet offers exquisite styling in today's most popular finishes - but it's what's inside that counts. Featuring Moen's unique Reflex pulldown system, Benton pulldown faucets offer smooth operation, easy movement and secure docking to keep the spray wand in place. Available at The Home Depot from between $199 and $219, you can make a big splash - even with a small price tag - at the kitchen sink.

Walls that say "wow"
Are your current kitchen walls blah or boring? Spice them up with a bold new hue that will make your kitchen decor pop. Not sure where to get inspiration? Take a cue from the color experts and designers at Pratt & Lambert paints, who just released their 2012 color trends with a palette titled "Echo" that features classic, bold colors.

Luxurious lighting
New lighting can add life to any room - kitchens included. Shed new light on your kitchen by forgoing the fluorescent and replacing with stylish and functional pendant-style fixtures above task areas, such as the kitchen island or countertops. Chandeliers can be an ideal addition above table areas to create a focus point and dress up the entire room's decor.

Add storage and style with shelves
Installing shelves in your kitchen is a great way to add more space, as well as create a new look. Install shelves over your sink or around the perimeter of your kitchen to hold items such as small appliances, knick knacks, cookbooks or framed photos to keep countertops clear and uncluttered.

Customized cabinets
No need to splurge on new cabinets when you can very easily customize your own. With just a few materials and hours, you can refinish or reface your kitchen cabinets. The process is quite simple, just remove the old finish by sanding the fronts of the cabinets and then either stain or repaint them to achieve your desired look. Or, for another option, replace wood panels with glass inserts for custom-looking doors that will show off your favorite dinnerware pieces.

Update appliance appearances
A stainless steel finish can instantly transform and upgrade the look of your kitchen. If purchasing new kitchen appliances isn't in the budget, a coat of paint may be just what the doctor ordered. Krylon offers a stainless steel spray paint with real flecks of metal to offer an authentic match for an upscale look. Remember to remove handles from the appliance and place masking tape over areas you do not want painted, and the end result is a new look that tailors to your kitchen's color scheme.

While it may seem like a daunting task at first, these easy, one-day kitchen picker-uppers can provide a refreshing expression that you - and your family - are sure to love.

Quick Tips for Sprucing Up a Kitchen in Need

Kitchens are no longer just for serving meals. For many families, this area of the home serves as a social spot for family gatherings, a home office or a study area for their children. Unfortunately, kitchens can also be the most expensive spot in your house to remodel. With that in mind, we have suggested some simple projects that you can do to spruce up your kitchen, without breaking the bank.

Add a little color and light
Add some flair to your kitchen by replacing your light fixtures with a stylish new chandelier or ceiling fan. This will help you update your kitchen, without spending a lot of money. Another way you can liven up your kitchen is with a new coat of paint. With so many new colors out there, you’re bound to find one that fits your style perfectly.

While you’re at it, consider replacing your light switches and vent covers – this will help freshen up your walls’ overall appearance.

Jazz-up your Kitchen Cabinets with some fun new accessories
Your cabinets are the focal point of your kitchen, so you need to make sure they’re always looking their best. An easy way to do this is by changing your cabinets’ hardware. Many hardware stores offer a variety of styles and colors, so you can easily find a set that embellishes your overall décor.

Give your windows a well deserved makeover
Over time, dust and dirt can collect on your window treatments causing them to look dingy and dull. By replacing your blinds or draperies with new ones, you’ll help rejuvenate your windows and enhance your kitchen’s look.

Pointers for prepping your deck and backyard for summer fun

Pointers for prepping your deck and backyard for summer fun

Warm weather is here to stay, which means people everywhere are spending more time outdoors. If the sunshine, gentle breeze and chirping birds are calling your family outside to enjoy some fresh air, it's time to get your outdoor space ready for fun activities. With some smart home improvements, you can easily prep your patio and deck for a full season of enjoyment.

1: Tricks for properly cleaning patio furniture

Today's patio furniture can be as comfortable and stylish as indoor options, and similarly, it needs to be periodically cleaned. Resin, resin wicker or metal furniture can typically be cleaned with mild soap, water and a sponge or nonabrasive brush. Metal pieces can be polished with a light coat of car wax to bring back shine and protect it from rusting. Insider tip: If you live in an area with a lot of pollen, you may want to wait to clean outdoor furniture until it is done dropping.

Wood pieces can benefit from a quick cleaning also. For finished wood, use an oil-based soap and a soft brush or cloth. If you have a treated wood deck, picnic table or Adirondack chairs, use a pressure washer and deck cleaner to remove dirt. Remember to use the low-pressure tip so you don't damage the wood. If you have questions, visit www.lowescreativeideas.com for educational articles, videos and additional tips.

2: Get the grill ready for a season of tasty treats

Every warm day is better when you enjoy the succulent flavors of food cooked on the grill, but to keep the food tasting its best, the grill needs to be kept clean. At the start of the season, it's wise to do a thorough, deep cleaning on your grill. If you have a gas grill, remove the propane tank, flame guards and disconnect the igniter wires, removing the igniters. Move the grill over a drop cloth and clean the inside with dish soap, water and a scrub brush. Grates may need to soak in a bucket before getting scrubbed. Once dry, reassemble and get cooking.

In addition to the deep cleaning, remember each time you cook to scrape the grates to get rid of any food residue from previous uses. Simply light the grill and after a few minutes, the heat will have loosened the residue and you can do a quick scraping with a wire brush before putting on your tasty meats and vegetables.

3. Prep the deck in half the time

Staining and sealing your deck is an important maintenance step so its beauty and integrity last for many years, but it's also something most homeowners dread because it can be a lot of work. The good news is there are some new innovations that are making the process much easier. Before you start this project, look for new products that both stain and seal at the same time, simplifying the project and saving you a lot of time. Staining and sealing simultaneously waterproofs, protects and beautifies your wood. Plus, if you do encounter unplanned precipitation in the middle of the project, your deck is still protected. 4. How to grow beautiful plants to enhance your space

With your deck prepped and your patio furniture and grill clean, now it's time to dress the area up with some plants. You can easily incorporate splashes of color by adding containers full of your favorite varieties. Why not make it a family activity and visit your local Lowe's nursery to pick out plants and supplies together? When shopping, keep in mind the color of your deck and furniture and pick plants in a complementary color scheme. You might also want to plant some fruits, vegetables or herbs for your own family garden. Ask a Lowe's garden specialist for advice on what varieties thrive in a container environment.

Once home, spread out your supplies and let your entire family's green thumb come alive. After your plants are nestled into pots and containers, place around your outdoor living space in clusters which provide a better visual look than a single plant standing alone. Remember to water regularly and monitor sun exposure so the plants aren't getting too much or too little.

These few steps can help get your deck or patio ready and beautiful for months of enjoyment. From playing outdoor games to grilling traditional summer fare to relaxing as the sun sets, you'll get a lot of use out of your outdoor space.

Courtesy of ARA Content